From Crisis to Prosperity

AI and Open Finance for Holistic Financial Health and Smart Future Planning

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Developing the FinTech Scotland Cluster

Supporting fintechs

Accelerating the growth of over 250 fintech firms.

Our support

Strategic Partnerships

Developing responsible innovation with industry.

Our Partners

Research & Innovation

Driving global economic impact, inclusion, and sustainability.

Our Roadmap

Connecting globally

Creating fintech bridges around the world.

Our network

Latest updates

Regulation

27 November 2025

Cloud for financial services: An Industry Report on the Opportunities and Challenges

By Pinsent Masons & the Financial Regulation Innovation Lab (FRIL) A decade ago, the “cloud in financial services” conversation was ...

Events

10 December 2025

TecTonic Night Summit

TecTonic Night Summit: Year-End Exchange is an experiential, collaborative celebration of creativity, innovation, and curiosity. A unique blend of marketplace, showcase, and festive community gathering, this event brings together Scotland’s most exciting founders, creators, innovators, and ecosystem leaders for an evening of connection, inspiration, and celebration.

About

About FinTech Scotland

FinTech Scotland is a strategic cluster management organisation driving financial inclusion through fintech innovation and collaborations. Established in 2018, we support a vibrant cluster of fintech innovators, established financial firms, academics, government organisations, citizen groups and regulators.

Within this cluster, the vibrant fintech community now counts more than 250 fintech firms of all sizes developing innovative solutions in WealthTech, InsureTech, RegTech and much more. Using new technologies such as AI, blockchain and open finance date, those organisations are changing the financial services sector to drive better outcomes for citizen, societies and the environment.

The FinTech Scotland Community

Featured Fintechs

Scotland is home to a growing number of fintech firms spanning across the full spectrum of financial technologies from payments to Blockchain, from open banking to regtech and much more.