The Finance and Health Lab

The Finance and Health Lab is a cross-sector research and innovation programme dedicated to improving financial wellbeing, resilience, and long-term financial health in Scotland.

Supporting fintechs

Accelerating the growth of over 250 fintech firms.

Our support

Strategic Partnerships

Developing responsible innovation with industry.

Our Partners

Research & Innovation

Driving global economic impact, inclusion, and sustainability.

Our Roadmap

Connecting globally

Creating fintech bridges around the world.

Our network

Latest updates

Regulation

19 January 2026

Creating fairer financial futures: A spotlight on FRIL research

Technology-enabled advice, Regulation and the Advice Gap: 10 minute Insight from FRIL Research. 10 Questions with Chuks Otioma, Research Associate, Adam Smith Business School As financial services explore new ways to close ...

Events

22 January 2026

Capital Investment in UK FinTech in 2025: Insights and Trends

Innovate Finance is hosting a panel discussion, “Capital Investment in UK FinTech in 2025: Insights and Trends”, on 22 January. Drawing on findings from its latest Global FinTech Investment Landscape report, the session will bring together leading FinTechs and investors to examine 2025 capital raises, emerging opportunities, key challenges, and the investment trends shaping 2026. Expect expert insights, an interactive Q&A, and networking with peers across the FinTech ecosystem. Spaces are limited. Register your interest via the organiser.

About

About FinTech Scotland

FinTech Scotland is a strategic cluster management organisation driving financial inclusion through fintech innovation and collaborations. Established in 2018, we support a vibrant cluster of fintech innovators, established financial firms, academics, government organisations, citizen groups and regulators.

Within this cluster, the vibrant fintech community now counts more than 250 fintech firms of all sizes developing innovative solutions in WealthTech, InsureTech, RegTech and much more. Using new technologies such as AI, blockchain and open finance date, those organisations are changing the financial services sector to drive better outcomes for citizen, societies and the environment.

The FinTech Scotland Community

Featured Fintechs

Scotland is home to a growing number of fintech firms spanning across the full spectrum of financial technologies from payments to Blockchain, from open banking to regtech and much more.