The Finance and Health Lab

The Finance and Health Lab is a cross-sector research and innovation programme dedicated to improving financial wellbeing, resilience, and long-term financial health in Scotland.

Developing the FinTech Scotland Cluster

Supporting fintechs

Accelerating the growth of over 250 fintech firms.

Our support

Strategic Partnerships

Developing responsible innovation with industry.

Our Partners

Research & Innovation

Driving global economic impact, inclusion, and sustainability.

Our Roadmap

Connecting globally

Creating fintech bridges around the world.

Our network

Latest updates

Skills & Talents
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18 December 2025

Hiring optimism in Scotland dips as Hays encourages employers to aim for long-term staff retention

Keith Manson ...

About FinTech Scotland

FinTech Scotland is a strategic cluster management organisation driving financial inclusion through fintech innovation and collaborations. Established in 2018, we support a vibrant cluster of fintech innovators, established financial firms, academics, government organisations, citizen groups and regulators.

Within this cluster, the vibrant fintech community now counts more than 250 fintech firms of all sizes developing innovative solutions in WealthTech, InsureTech, RegTech and much more. Using new technologies such as AI, blockchain and open finance date, those organisations are changing the financial services sector to drive better outcomes for citizen, societies and the environment.

Read more

Featured Fintechs

Scotland is home to a growing number of fintech firms spanning across the full spectrum of financial technologies from payments to Blockchain, from open banking to regtech and much more.

Fintech events

01 May 2025

Financial Services Technology Summit

Introducing the inaugural Financial Services Technology Summit 2025. With live keynotes, exhibition and networking.
View all events

Latest News

Skills & Talents
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18 December 2025

Hiring optimism in Scotland dips as Hays encourages employers to aim for long-term staff retention

Keith Manson ...
Announcement
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17 December 2025

The Delivery and Impact of the FinTech Scotland Cluster in 2025

This report highlights the progress made across the FinTech Scotland Cluster in 2025, a year marked by continued growth and ...
Regulation
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17 December 2025

Financial Regulation Innovation Lab (FRIL) Responsible Innovation Case Study: Ask Silver

FRIL: Stopping Scams Before The Payment Goes Through At FRIL, practical innovation protects people. The Optimising Consumer Outcomes Innovation Call ...
View news and resources