2025 TSB Labs Innovation Programme

We've partnered with TSB to look for innovative solutions developed to help people combat financial fraud.

Supporting fintechs

Accelerating the growth of over 250 fintech firms.

Our support

Strategic Partnerships

Developing responsible innovation with industry.

Our Partners

Research & Innovation

Driving global economic impact, inclusion, and sustainability.

Our Roadmap

Connecting globally

Creating fintech bridges around the world.

Our network

Latest updates

Fintech firms

10 July 2025

Aveni brings wealth-management heavyweights together to accelerate responsible AI

Edinburgh-based fintech Aveni has brought together a new Customer Advisory Board made up of senior technology and operations leaders from ...

Events

06 August 2025

Edinburgh Decentralized Finance Summit

Blockchain Scotland is proud to announce Scotland's first Decentralized Finance Summit. Learn more about Blockchain Scotland here: https://www.blockchainscotland.xyz/ We are an industry association and a community of 1500 blockchain innovators around the UK and beyond. Decentralized Finance (DeFi) represents a revolutionary approach to financial services that curious professionals can't afford to ignore, even if they're still evaluating its relevance. Built on blockchain technology, DeFi eliminates traditional intermediaries through smart contracts—creating transparent, accessible financial systems that are already transforming global finance. Our summit offers a unique opportunity to explore innovative borrowing and lending protocols that operate without banks, groundbreaking payment solutions challenging traditional systems, and the evolving policy landscape shaping this sector. You'll discover how stablecoins provide the price stability that bridges traditional and decentralized systems, and how tokenization is unlocking new possibilities by converting real-world assets into tradable digital tokens. Whether you're a DeFi enthusiast or simply wondering how these innovations might complement Scotland's established financial ecosystem, this groundbreaking event provides the perfect environment to connect with experts, engage in critical policy discussions, and position yourself at the forefront of finance's digital evolution. The DeFi market is currently >$120bn and expected to grow significantly. Topics of interest: * DeFi regulation and policy * Borrow and lending protocols * Tokenization * Stablecoins * The intersection of DeFi and AI (talk by Maciej about this) * The technology and business of decentralized applications * Decentralized governance of DeFi products * Privacy-enhancing blockchains and technologies Keynote speakers include Dr Lisa Cameron and Dr Maciej Zurawski. More details and booking information coming soon! Preliminary schedule: Talks (including coffee and lunch) 9am - 6pm Drinks reception 6pm - 8pm You can also buy an exhibition booth at this event - details coming soon! This event is a side-event to the BlockStart Scotland conference in Glasgow Aug 7th-8th, learn more here: https://www.blockstartscot.xyz/

About

About FinTech Scotland

FinTech Scotland is a strategic cluster management organisation driving financial inclusion through fintech innovation and collaborations. Established in 2018, we support a vibrant cluster of fintech innovators, established financial firms, academics, government organisations, citizen groups and regulators.

Within this cluster, the vibrant fintech community now counts more than 250 fintech firms of all sizes developing innovative solutions in WealthTech, InsureTech, RegTech and much more. Using new technologies such as AI, blockchain and open finance date, those organisations are changing the financial services sector to drive better outcomes for citizen, societies and the environment.

The FinTech Scotland Community

Featured Fintechs

Scotland is home to a growing number of fintech firms spanning across the full spectrum of financial technologies from payments to Blockchain, from open banking to regtech and much more.