FinTech Scotland Festival 2026: Innovation fuelling growth
The ninth FinTech Scotland Festival will take place from 30 September to 7 October 2026, with in-person and online events across the central belt of Scotland.
Developing the FinTech Scotland Cluster
Latest updates
Events
02 September 2026
Edinburgh Financial Technology Conference
The Edinburgh Centre for Financial Innovations at the University of Edinburgh Business School is organising the Edinburgh Financial Technology Conference to stimulate debate and research on financial innovation and the digital economy and how they impact welfare. The conference brings together academics, policymakers, and finance professionals to share new insights and discuss the economic issues related to the application of technology to the practice of finance in a rapidly evolving regulatory landscape.
Clare Reid, Strategic Innovation Director at FinTech Scotland will chair a panel on "How regulation is helping drive technological innovation in financial service". The panel will explore the ways in which regulation can act as a catalyst for innovation in financial services. The panel will draw on the experiences of the award-winning Financial Regulation Innovation Lab and of fintech and academic collaborators in addressing issues of technological adoption to simplify compliance and improve consumer outcomes.
2-3 September 2026
About
About FinTech Scotland
FinTech Scotland is a strategic cluster management organisation driving financial inclusion through fintech innovation and collaborations. Established in 2018, we support a vibrant cluster of fintech innovators, established financial firms, academics, government organisations, citizen groups and regulators.
Within this cluster, the vibrant fintech community now counts more than 250 fintech firms of all sizes developing innovative solutions in WealthTech, InsureTech, RegTech and much more. Using new technologies such as AI, blockchain and open finance date, those organisations are changing the financial services sector to drive better outcomes for citizen, societies and the environment.
The FinTech Scotland Community
Featured Fintechs
Scotland is home to a growing number of fintech firms spanning across the full spectrum of financial technologies from payments to Blockchain, from open banking to regtech and much more.
Fintech events
19 May 2026
Banking Transformation Summit 2026
Banking Transformation Summit is where Europe’s banking leaders meet to shape what’s next. Senior executives from over 120 banks and building societies unite to share real-world insights and explore the forces reshaping financial services. Across 5 themes, the 2026 programme has been built around what banks need now: practical insight, real examples, and the strategic thinking required to drive measurable change.
What to expect:
- A curated, senior-level experience designed for meaningful conversations and real partnerships
- Five program themes shaping the future of banking
- Practical, real-world case studies
- Premium hospitality for all ticket holders
- Signature networking experiences like "After Hours" and "One for the Road!"
21 April 2026
Innovate Finance Global Summit 2026
Don't miss the 12th Innovate Finance Global Summit on 21 April 2026 at London’s iconic Guildhall for a full day of insights, innovation and impact with industry leaders shaping the future of fintech.
What to expect:
4 conference stages
UK FinTech Expo
Inspiring speakers
AI-powered 1-2-1 meetings
Tech Tunnel
Expert roundtables
Networking drinks
25 March 2026
PAY360 2026
PAY360 2026 returns on 25–26 March at ExCeL London.
Join Europe’s largest and most influential payments event, uniting the global payments ecosystem for two days of insight, innovation, and collaboration.
6,000+ attendees from across fintech, banking, payments & technology
200+ industry-leading speakers
150+ exhibitors featuring breakthrough products and services
Engagement with regulators, policymakers, global banks & high growth fintechs
AI-powered matchmaking connecting buyers, innovators & strategic partners
60% in the room VIP and above
PAY360 2026 is your opportunity to discover the technologies, partnerships, and strategies shaping the future of payments. Equip your business with the insights and solutions needed to thrive in a fast-changing landscape.
Co-located with the brand-new Merchant Transact 360, a dedicated event created by merchants, for merchants, delivering practical, actionable insights to help navigate the ever evolving and complex payments landscape.
Get your tickets today and use code FintechScotland20 to save 20% off
Latest News
Fintech firms
27 August 2026
Scottish Fintech start-up MyPetCard launches an alternative to pet insurance
3 Scottish entrepreneurs are entering the fast-growing PetTech market with a proposition it says will reshape how owners save and ...
Regulation
26 August 2026
Meet the fintechs driving responsible AI innovation in financial services
Fourteen fintechs have been selected for the latest Innovation Challenge run by our Financial Regulation Innovation Lab (FRIL), this time ...
Payments & Transactions
26 August 2026
Modulr becomes the only non-bank payment service provider with direct access to all three major UK payment schemes
Modulr, the payments automation platform built to scale, has become a direct participant in CHAPS, the UK’s same-day high-value payment ...