Scottish Enterprise backs the Financial Regulation Innovation Lab with £3.18m

The funding will deepen collaboration amongst academia, industry and regulators, and further accelerate the adoption of responsible technology-driven innovation in financial services, supporting the sector’s competitiveness and that of the economy.

Supporting fintechs

Accelerating the growth of over 250 fintech firms.

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Strategic Partnerships

Developing responsible innovation with industry.

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Research & Innovation

Driving global economic impact, inclusion, and sustainability.

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Connecting globally

Creating fintech bridges around the world.

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Latest updates

Announcement

04 June 2026

Scotland invests £3.18m to fast‑track fintech growth, jobs and collaborative innovation

Funding backs a Scottish programme turning strengths into real‑world impact The Financial Regulation Innovation Lab (FRIL), the UK’s centre of ...

Events

08 June 2026

Edinburgh Finance Festival (EFF)

The Edinburgh Finance Festival (EFF) returns from 8-20 June 2026 building on the success of its inaugural edition which welcomed over 3,000 participants across 25 events. More than just a conference, the Festival leverages Edinburgh’s cultural assets that have shaped the world of finance and economics for over 300 years and is a symbol of collaboration, innovation, and the collective efforts shaping Finance for All. With 80 global experts participating across 2 international conferences and 10+ events, the Festival is well under way and has attracted considerable media attention.

About

About FinTech Scotland

FinTech Scotland is a strategic cluster management organisation driving financial inclusion through fintech innovation and collaborations. Established in 2018, we support a vibrant cluster of fintech innovators, established financial firms, academics, government organisations, citizen groups and regulators.

Within this cluster, the vibrant fintech community now counts more than 250 fintech firms of all sizes developing innovative solutions in WealthTech, InsureTech, RegTech and much more. Using new technologies such as AI, blockchain and open finance date, those organisations are changing the financial services sector to drive better outcomes for citizen, societies and the environment.

The FinTech Scotland Community

Featured Fintechs

Scotland is home to a growing number of fintech firms spanning across the full spectrum of financial technologies from payments to Blockchain, from open banking to regtech and much more.

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Fintech events

19 May 2026

Banking Transformation Summit 2026

Banking Transformation Summit is where Europe’s banking leaders meet to shape what’s next. Senior executives from over 120 banks and building societies unite to share real-world insights and explore the forces reshaping financial services. Across 5 themes, the 2026 programme has been built around what banks need now: practical insight, real examples, and the strategic thinking required to drive measurable change. What to expect: - A curated, senior-level experience designed for meaningful conversations and real partnerships - Five program themes shaping the future of banking - Practical, real-world case studies - Premium hospitality for all ticket holders - Signature networking experiences like "After Hours" and "One for the Road!"

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21 April 2026

Innovate Finance Global Summit 2026

Don't miss the 12th Innovate Finance Global Summit on 21 April 2026 at London’s iconic Guildhall for a full day of insights, innovation and impact with industry leaders shaping the future of fintech. What to expect: 4 conference stages UK FinTech Expo Inspiring speakers AI-powered 1-2-1 meetings Tech Tunnel Expert roundtables Networking drinks

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25 March 2026

PAY360 2026

PAY360 2026 returns on 25–26 March at ExCeL London. Join Europe’s largest and most influential payments event, uniting the global payments ecosystem for two days of insight, innovation, and collaboration. 6,000+ attendees from across fintech, banking, payments & technology 200+ industry-leading speakers 150+ exhibitors featuring breakthrough products and services Engagement with regulators, policymakers, global banks & high growth fintechs AI-powered matchmaking connecting buyers, innovators & strategic partners 60% in the room VIP and above PAY360 2026 is your opportunity to discover the technologies, partnerships, and strategies shaping the future of payments. Equip your business with the insights and solutions needed to thrive in a fast-changing landscape. Co-located with the brand-new Merchant Transact 360, a dedicated event created by merchants, for merchants, delivering practical, actionable insights to help navigate the ever evolving and complex payments landscape. Get your tickets today and use code FintechScotland20 to save 20% off

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