Bringing Cash Closer to Digital: OneBanx Integrates Cash Access into Banking Apps

Scottish fintech OneBanx is launching a strategic initiative to ensure cash access doesn’t get left behind by working with partner banks to embed cash withdrawal and deposit functionality directly into mobile banking apps.

This new integration means customers will soon be able to use their bank’s app to initiate transactions at OneBanx kiosks, without needing a physical card or third-party wallet. It’s a move designed to enhance customer experience while making in-person cash services more accessible through digital channels.

While digital wallets have simplified spending, OneBanx aims to complement this trend by boosting the utility of banks’ own apps. The company’s joint white paper with Enryo, “Cash as Payments Infrastructure,” reinforces the point: most people in the UK still use cash occasionally, even in an increasingly cashless society.

The integration also offers tangible benefits for banks:

• A seamless customer journey within their existing app;
• Greater engagement with less digitally-active customers;
• And a cost-effective way to extend reach without reopening branches.

Pilots with partner banks are underway, with full deployment expected later this year.

“Our goal is to create real-world utility for digital banking while still supporting essential in-person needs,” said Javed Anjum, CEO of OneBanx. “This initiative helps banks stay connected to communities in a way that’s sustainable and scalable.”