CreditNature

CreditNature is the strategic imperative for businesses aiming for verifiable environmental impact and resilient growth. As a leading Nature FinTech, we simplify nature investment by directly linking capital to high-integrity ecosystem restoration projects. Our scientifically verified framework results in certified Nature Credits, enabling businesses to build resilient supply chains and elevate their brand with measurable environmental leadership. We make nature investment clear, credible, and genuinely impactful.

Our products & services: unlocking verifiable impact

CreditNature provides a suite of integrated products and services designed to mobilise and scale investment into ecosystem restoration and conservation, ensuring consistency and confidence in nature finance markets.

1. NARIA (Natural Asset Recovery Investment Analytics)

Our NARIA framework enables standardised baselining, forecasting, monitoring, and crediting of nature conservation and restoration projects. NARIA consists of:

• Ecosystem Condition Index (ECI) – A set of four metrics measuring different ecosystem processes on a scale of 0-100, independently accredited under the Accounting for Nature^®
• Ecosystem Management Rating – A scorecard that assesses the impact of human land management on these processes, rated A-G.

2. CreditNature digital platform: an end-to-end solution for seamless investment

Our end-to-end digital platform facilitates the implementation of the NARIA framework and streamlines the entire process from project development to investment and verification. This integrated marketplace connects landowners with investors, providing transparency and efficiency. Landholders can seamlessly upload ecological data, develop nature plans, build budgets, and bring projects to investment readiness, then market them to natural capital investors. For businesses, this means simplifying sustainability reporting with standardised, trusted nature credits.

3. Nature Investment Certificates (NICs) & Nature Credits (NCs):

CreditNature produces two types of innovative financial mechanisms:

1. 1. Nature Investment Certificates (NICs): These are a financing mechanism that enable investment into nature conservation and restoration projects. NICs represent fractional shares in projects, allowing holders to receive the outcomes and benefits generated, such as Nature Credits. This innovation creates new revenue streams for landholders while delivering tangible returns for investors.
   2. Nature Credits (NCs): NCs are verified units of improvement in ecosystem condition, measured by the NARIA ECI and certified by Accounting for Nature^®. They can be claimed and reported by businesses to evidence their positive impacts on nature or sold to buyers wishing to claim these impacts.

CreditNature is mobilising private capital for ecosystem restoration at scale, making verifiable impact a reality.

The urgent need for nature positive investment

The climate and biodiversity crises are now undeniably intertwined, demanding urgent and holistic solutions. Recent global assessments highlight the loss of nature as a fundamental risk to societies and economies. In response, governments, investors, and civil society are increasingly recognising that our world must not only achieve net-zero emissions but also become “nature positive”.

Yet, a significant finance gap persists in directing capital into nature. This is due to various barriers, including a lack of standardised metrics and valuation methods, insufficient regulatory and policy guidance, and the perceived financial and reputational risks associated with nature investments. CreditNature is decisively bridging this gap, unlocking the immense potential of nature-based solutions.

CreditNature: A solution born from experience

CreditNature emerged in November 2022 from Ecosulis, an ecological consultancy with over 30 years of experience in nature restoration. Recognising the pressing need for a trustworthy mechanism to funnel investment into nature recovery, the CreditNature team dedicated themselves to developing, investing in, and rigorously testing the Nature Restoration Investment Agreement (NARIA) framework.

CreditNature has assembled a small but highly impactful team, boasting extensive expertise across biodiversity monitoring, ecosystem and earth science, finance, and technology. We have also been fortunate to collaborate with partners and advisors who have contributed significantly over many years to the development of the CreditNature suite of products.

Pioneering nature investment in Scotland

Our work in Scotland exemplifies our commitment to scaling responsible investment in nature restoration. The Scottish Government’s recently published ‘Investing in Nature: A Plan to Support Investment in Biodiversity and Climate Adaptation in Scotland’ clearly outlines a pathway to attract such investment. A critical development within this plan is the exploration of an Ecosystem Restoration Code, designed to ensure high-integrity, investable nature restoration projects. CreditNature was instrumental in co-authoring this Code, and we are actively engaged in its future development as part of the advisory group, pushing forward crucial demonstration projects.

Our purpose: Unlocking a nature-positive future

CreditNature’s mission is bold and clear: to transform how businesses invest in nature, creating a world where ecosystem restoration is financially viable, scientifically verified, and drives sustainable economic growth. We achieve this through the world’s first end-to-end platform, actively generating voluntary nature credits by directly linking finance to investment-ready nature restoration projects.

Our platform empowers land/rights holders and project developers to baseline, monitor, and develop individual projects or a portfolio of projects, attracting investment via Nature Investment Certificates (NICs). Crucially, these NICs are underpinned by our independently accredited methodology, which quantifies measurable ecosystem recovery gains. These verified gains are then converted into Nature Credits (NCs), available for sale or issuer reporting, enabling credible nature-positive claims and facilitating transactions.

Our integrated, digital approach guarantees transparency and aligns investment with tangible ecological and economic benefits, supporting initiatives from piloting and project registration through to active credit generation. This provides a credible, high-integrity pathway for impactful nature investment globally.

CreditNature is the bridge that makes investing in nature as straightforward as traditional financial markets. We empower businesses to transform environmental commitments into verifiable impact, directly connecting them with vital ecosystem restoration projects.

Utilising our scientifically verified framework, businesses can invest in nature projects, acquire certified nature credits, build more resilient supply chains, and powerfully demonstrate their positive environmental impact.

Cain Blythe, Co-Founder & CEO

Cain Blythe is a Chartered Environmentalist and an award-winning leader in ecosystem restoration and nature recovery. He is the founder and CEO of two pioneering organisations leading the drive to help accelerate global rewilding. His expertise merges applied ecosystem practice, technology, finance and the recognition that the best outcomes are achieved through partnership and collaboration.