Launch of a Collaborative Fintech Venture Studio in Scotland

Embark and FNZ together with their partner at Vivolution; Build the Foundations of a Collaborative Fintech Venture Studio in Scotland

Embark Group a technology led retirement focused wealth platform and one of the largest retirement solutions providers in the UK and Vivolution Limited, the former Fintech Scotland Network Integrator are working together to build a collaborative financial services ecosystem and hybrid Venture Studio to deliver fintech innovation and social impact in Scotland.

Embark, together with Anthemis a leading fintech venture capital firm who will lead the investment strategy and FNZ a global platform-as-a-service provider to wealth management customers; have already brought together an ecosystem of leading asset managers as institutional innovators to work with their first Fintech cohort to accelerate the potential of these businesses across global markets.

Vivolution’s first task will be to invite other Innovators, Collaborators and Academia to join this unique financial services and investment ecosystem, collaborating with their peers with an initial emphasis on making a social impact and delivering solutions for the financial wellbeing of vulnerable customers.

The Venture Studio has six key areas of interest for Entrepreneurs, FS Institution’s, Investors and Academia to jointly come together, to help solve some of the global FS challenges the world is facing: -

  • Retirement planning and longevity of capital
  • Open banking for good; debt management and data science
  • Workplace / GIG economy and the evolution of employment and working patterns
  • Financial literacy and the advice gap
  • Financial wellbeing and social impact
  • Customer engagement and the development of socially responsible investing.

One of the most unique elements of the Venture Studio, is the partnership with the Anthemis VC Fund who are accustomed to delivering a deep understanding of markets and models and have a passion for emerging technology and values; inspiring everything that they do.

If you are a FS Institution, Professional Services Firm, Global Technology Provider or, Academia who want to be part of this innovative Embark FNZ Venture Studio ecosystem then, please contact Vivolution, for more information.


Andrew McGee; Vivolution Limited


T:           +44 (0)141 212 2533

M:          +44 (0)7905 326 144




Embark Group is a fast growing, diversified, financial services business and one of the largest retirement solutions providers in the UK. It is a technology led retirement focused wealth platform that covers the areas of Investment Platform, SIPP, SSAS, Multi-Asset Funds, Fund Research and Employee Benefits, and provides a unique combination of deep pension expertise and leading technology integration to deliver multi-channel savings and investment services to the Robo-Advice, Banking and Wealth Management markets. Today, it operates a wide portfolio of white label services for clients such as RBS Coutts, Standard Life, Nutmeg, BestInvest, Charles Stanley, Moneyfarm and Wealthsimple. Embark has been recognised as one of the most innovative Wealth Tech companies in 2019 and 2020.


FNZ is a global platform-as-a-service provider, transforming the way financial institutions serve their wealth management customers. It partners with banks, insurers and asset managers to help consumers better achieve their financial goals. Today, FNZ is responsible for over £400 billion in assets under administration held by around 8 million customers of some of the worlds largest financial institutions, including Aviva, Barclays, BNZ, Findex, Generali, Lloyds Banking Group, National Australia Bank, Quilter, Santander, Standard Life Aberdeen, Sweedbank, UBS, UOB, Vanguard and Embark.

Anthemis has a diversified portfolio of best-in class, high-growth, digitally native financial services companies based around the world; they are thesis-driven investors and hold several vehicles in which Anthemis invest discretionary and non-discretionary capital across a wide range of companies, from early stage to growth. Anthemis uses rigorous design thinking to build new, venture-backed businesses; working in the white space where companies do not yet exist alongside entrepreneurs and academic spinouts with ambitious visions to imagine the future. Anthemis explores new ways of thinking about financial services by drawing inspiration from people, companies and academia inside-and outside-their ecosystem who challenge perceptions about FS and its future.

Vivolution are a Venture Builder…a commercial team accustomed to accelerating the routes-to-sales and investment strategy for emerging technology businesses; with a particular focus on FinTech, HealthTech and AI Cognitive SaaS Cloud Solutions. Supporting growth ventures that make a difference, Vivolution helps clients when they need it most; building the architecture for scale-ups to leverage the benefits as they develop and grow. Working with Scale-ups, Corporates, Investors and Academia; Vivolution are recognised as a trusted ecosystem partner who deliver outcomes. Previously appointed as the Fintech Scotland Network Integrator, working with and developing the financial services and Fintech ecosystem; Vivolution enables innovation across industry sectors, facilitating collaboration and driving the economic and commercial benefits.

Photo by Cadeau Maestro from Pexels