Merchant Transact 360: The Event Shaping the Future of Merchant Payments

Co-located with PAY360, Europe’s largest payments event, Merchant Transact 360 is the new, dedicated conference for merchant payment professionals. On the 25-26 March 2026, the event will welcome 400+ attendees, including 200+ leading merchants, for two days of curated insight, innovation and networking.

In an increasingly complex ecosystem, Merchants look 10-15 years ahead, anticipating how future generations will shop, pay and consume, Merchant Transact 360 brings the community together to explore what’s next at a time when seamless money movement and agile payments strategies are becoming central to growth.

A Merchant-Led Agenda

Shaped by The Payments Association’s Merchant Payments Working Group, with input from leaders at Spotify, BT, Frasers Group, Sky, DAZN and Jaguar Land Rover, the agenda reflects the issues merchants are tackling right now.

Across keynotes, panel discussions and closed-door roundtables, 50+ speakers will address the sector’s most urgent themes:

• Maximising revenue and reducing loss – Increase acceptance, optimise methods, fix failure points and mitigate emerging fraud.
• Enhancing customer experience – Deliver seamless checkout experiences that match evolving payment preferences.
• Reducing operational costs – Cut fees, eliminate hidden costs and streamline your payments tech stack.
• Navigating compliance and regulation – Stay ahead of new open banking, data and security requirements with reduced internal strain.
• Driving strategic growth – Transform payments into a growth driver through analytics, fraud insights and cross-border expansion.

Purpose-Built for Merchants

• A two-day conference dedicated solely to merchant payments
• Peer-to-peer roundtables for confidential, experience-driven discussion
• AI-powered matchmaking to help attendees connect with the right people
• A VIP lounge exclusively for merchant teams

The event welcomes attendees from across retail, hospitality, telecom, travel and digital services, including members of our growing merchant community such as BT Group, Coop, Marriott, New Look, Flutter Entertainment and Sky.

Why Attend?

Merchant Transact 360 is the only event built for merchants rather than around them. It provides:

• Access to merchant-focused insights and practical case studies
• The opportunity to meet 200+ fellow merchants and industry partners
• Direct engagement with decision-makers who influence payments strategy
• A platform to showcase and discover solutions that drive measurable impact

Whether you aim to streamline costs, improve customer experience, reduce fraud, or re-position payments as a strategic growth tool, Merchant Transact 360 offers the essential space to connect, learn and lead.

Get your tickets here.

Use Code FintechScotland20 to save 20% off your delegate pass.