Regulation
01 April 2026
Risk Taxonomy as Governance Infrastructure: Adaptation, Traceability and Industry-led Use Cases for Fintech Innovation
Risk taxonomies in financial services are often presented as stable classification models: a hierarchy of principal risks that supports aggregation, ...
Regulation
26 March 2026
Agentic AI for Scaling Targeted Support: A Governance Framework for the FCA Advice–Guidance Boundary
The Advice–Guidance Boundary Review (AGBR) introduces targeted support as a new regulated activity intended to address the persistent financial advice ...
Regulation
23 March 2026
Building Pre-Commercial Challenge Spaces: Innovation Calls, Regulatory Adaptation and Productivity Pathways in Financial Services
This paper examines how challenge-led innovation calls can help shape and guide the emergence of a business and policy ecosystem ...
Regulation
19 March 2026
AI Governance after MiFID II: Beyond (Mere) Technological Neutrality?
This article examines the evolving intersections between artificial intelligence (AI) and EU financial regulation, focusing on the Markets in Financial ...
Regulation
05 February 2026
Multimodal AI for Scaling Targeted Support: Navigating the FCA Advice–Guidance Boundary
Summary The Financial Conduct Authority’s Advice Guidance Boundary Review (AGBR) seeks to address a persistent advice gap in UK financial ...
Regulation
20 November 2025
Consumers at the Heart of Innovation: Financial Health Evaluation in the UK Regulatory Landscape
This whitepaper examines the evolving landscape of financial services in the UK, with a focus on consumer-centric innovation and the ...
Regulation
18 November 2025
From Crisis to Prosperity: AI and Open Finance for Holistic Financial Health and Smart Future Planning
The financial services industry stands at a critical inflection point. Traditional credit-scorecentric frameworks, rooted in historical repayment data and broad ...
Regulation
26 September 2025
Supply Chain Intelligence: Actionable Risk Assessment of Brazilian Commodity Supply Chains Using Geospatial Data
Geospatial data is transforming sustainability risk assessment in Financial Services. Driven by mandatory regulations such as the EU’s CSRD and ...
Customer Inclusion
23 May 2025
Mind the Gap: Bridging the UK’s pension divide with digital solutions
The UK pensions landscape is at a crossroads: with 38% of the working-age population under-saving for retirement and 52% of ...
Regulation
21 April 2025
Large Language Model Application for Regulatory Horizon Scanning: Case Study on ESG Greenwashing Regulations
This white paper explores the application of Generative AI, specifically Large Language Models (LLMs), to enhance regulatory horizon scanning within ...
Regulation
02 April 2025
Sustainable Financial Products and UK Pension Schemes
Sustainable financial products have gained significant traction in the financial world as climate change and social responsibility concerns continue to ...
Regulation
02 April 2025
Strategic Foresight in FinTech: Harnessing Scenario Planning for Future Readiness
Strategic foresight is an essential approach for anticipating and preparing for potential developments in a rapidly evolving ecosystem. This white ...