Regulation
02 April 2025
Simplifying Compliance: The Role of AI and RegTech
The Financial Regulation Innovation Lab (FRIL) is dedicated to simplifying compliance through emerging technologies, with Artificial Intelligence (AI) representing the ...
Regulation
02 April 2025
Shifting the Skills Conversation: Building a Lifelong Learning Culture to Foster Innovation in Scotland’s Financial Sector
Building a sustainable, productive and inclusive financial services sector in Scotland means thinking beyond the needs of today. ‘Fostering innovation’ ...
Regulation
02 April 2025
Robo Advisors as a Use Case of AI Systems: Linking Responsible Business Practices, Compliance and Outcomes
In this paper, we explore the workings of robo-advisors as an example of AI-based systems. We discuss the performance and ...
Regulation
02 April 2025
The Shifting Locus of Authoritative Advice for Gen-Z and Their Financial Lives: An Opportunity for the Credit Union Sector?
Gen Z are reshaping the way financial advice is sought and acted upon. Moving away from traditional sources like family, ...
Regulation
02 April 2025
Authorised Push Payment Fraud Mitigation: The Role of Data and Information Sharing
Authorised Push Payment (APP) fraud has been increasingly steadily, with many of the common types originating on social media and ...
Regulation
02 April 2025
Mapping ESRS Disclosure Datapoints to Relevant Datasets
The integration of geospatial data into sustainability reporting frameworks addresses challenges related to inconsistent and outdated Environmental, Social, and Governance ...
Regulation
02 April 2025
Generative AI for Simplified ESG Reporting in Financial Services
We demonstrate the potential for Generative AI to simplify Environmental, Social, and Governance (ESG) reporting in financial services. Banking and ...
Global Outlook
01 April 2025
Scottish Enterprise Launches Innovative Export Assessment Tool to Support Scottish Businesses
Scottish Enterprise have just launched of a new and free digital Export Assessment Tool designed to help Scottish companies accelerate ...
Climate Finance
31 March 2025
Safello and Zumo Partner to Elevate Crypto Sustainability Compliance in Sweden’s Crypto Sector
Swedish cryptocurrency exchange Safello has partnered with Zumo, a leading digital assets platform specialising in carbon calculation and sustainability reporting. ...
Climate Finance
31 March 2025
Snugg Introduces ‘Carbon Cashback’ for Energy-Savvy Homeowners
Businesses across the UK now have an exciting new opportunity to support their customers in becoming more energy efficient, thanks ...
Regulation
18 March 2025
Consumers as Innovators and the UK Financial Conduct Authority’s Consumer Duty
We address the scope, purpose, and initial implementation from July 2023 of the UK Financial Conduct Authority’s (FCA) Consumer Duty. ...
Sector
17 March 2025
Why Community Financial Institutions Need an AI Operating System
The financial services landscape is at an inflection point. Recent industry data shows AI adoption by UK financial institutions doubled ...