Tackling the eSignature challenge in financial services

For established financial firms and fintechs, getting documents signed is a routine part of doing business. However, in regulated sectors, this far from a simple click and can be time demanding. The challenge is ensuring that each signature is genuine, the signer’s identity is verified, and the process stands up to legal and compliance scrutiny.

The problem: when speed meets risk

Digital transformation has made signing a document as easy as pressing a button, but not all eSignatures are created equal.

• Click-to-sign methods offer convenience but can leave gaps in proving who actually signed.
• In high-value transactions such as lending agreements or investment contracts, these gaps create legal and regulatory risk.
• For scaling fintechs, enterprise-grade solutions that meet evidentiary standards can be expensive, with licensing fees adding hidden operational costs.

This leaves many firms in a bind: how to balance speed, client experience, and compliance without breaking the budget.

The solution: a verified approach

Syngrafii emerged from a unique collaboration between CEO Matthew Gibson and Canadian author Margaret Atwood, initially to create remote wet-ink signatures for book signings. That invention evolved into a secure document execution platform designed for high-trust environments.

The system combines:

• Biometric ink signature capture – recording pressure, speed, and stroke data.
• Live video signing sessions – visually confirming the signer’s identity in real time.
• Tamper-proof audit trails – preserving every step of the transaction in a MasterFile™ for evidentiary use.

The result is a signing process that mirrors the assurance of in-person signing, but with the reach and efficiency of digital.

For growing fintechs, Syngrafii’s Pay-As-You-Sign™ model removes the barrier of large annual license fees. Firms pay only for the transactions they complete, making enterprise-grade compliance achievable without committing to long-term, high-cost contracts.

Use cases range from:

• Client onboarding with ID verification.
• Loan and mortgage approvals requiring verified signatures.
• Wealth management agreements where client trust is paramount.

View Syngrafii’s profile on FinTech Scotland’s website.