University and fintech collaboration to improve financial well-being

What is this collaboration about?
Today, the University of Edinburgh Business School and have announced a partnership on a research project to measure, track and improve the financial well-being of UK consumers.
The project will look to understand whether:
  • Consumers display sustainable spending patterns and have manageable debt levels

  • Consumers have enough savings to face unexpected events

  • Consumers have adequate savings to fund their retirement

Datafest 2018
The research project will be presented at Datafest 2018 in March. It will be followed by a discussion on how to improve financial well-being for British people.
Raffaella Calabrese, Associate Professor at University of Edinburgh Business School, said:
“From buying our first car or home to saving for retirement, the financial decisions we make play a major role in shaping our lives. Yet the majority of people still find it difficult to access the right knowledge to help them make the best choices, which in too many cases can lead to debt and poor financial well-being.
Working in partnership with we hope to change this, by finding a new way to help people find the right advice about how to manage their money. One of Scotland’s most exciting Fintech prospects, we’re especially pleased to be working with a company which focuses not only on finance but people.”
Manu Peleteiro, CEO of, said:
We are delighted to collaborate with world-class academics in behavioural finance, financial mathematics and machine learning to alleviate a problem faced not only by UK citizens, but by consumers across the world. This project is also a great example of one of the main strengths of the Scottish Fintech ecosystem, collaboration across public bodies, research institutions and private companies”.
You can find more info about Datafest here