Payment Centric

Seeking investment

Payment Centric builds Payment Solutions for Consumers, Retailers & Businesses.

We focus on Africa and the UK.

The African continent is primed for rapid economic growth.

Our products and services empower financial inclusion and fairness.

They are conceived, developed and operated from our offices in Rosyth, Scotland and utilise our cloud-based payment and accounting transaction processing platform and point of sale/service Apps.

These products and services bring voucher payments, bill payments and banking services into the heart of African communities through networks of branded Payment Shops and Service Channels and for their supportive diaspora, in readily accessible Virtual Payment Shops

Clients, such as hospitals and schools, have the certainty of payment ahead of service delivery through redemption of payment eVouchers purchased for their customers by diaspora in our virtual shops

Clients such as mobile network operators, electricity, water & other utility companies, local authorities, micro finance and insurance companies benefit by collecting their revenues from their customers utilising the coverage, convenience and extended opening hours of our local branded shops and, directly from diaspora, in our virtual shops

Banks benefit from eliminating the costs of building and operating their own branches and from the convenience and extended opening hours of our local branded shops to service existing and recruit new customers

Our retailers benefit from earning transaction commissions and from increased footfall with associated impulse purchases driving sales.

And our client’s customers benefit from easy access to our One Stop payment and banking services in their own local communities with extended hours of service; a clearly branded, easily identifiable outlet; no travelling; no bus fares; no queuing. They also benefit from their supportive diaspora communities being able to make bill payments, buy airtime, make bank deposits and buy eService vouchers on their behalf.

This is a PayPoint/Payzone+ type service designed for Africa.

Our products also enable African businesses to make bulk and streamlined payments to staff or suppliers in the form of mobile airtime credit, eWallet credit (Mpesa) or by bank transfer – a completely automated Faster Payments+ service.

Example partner – Kenya:

Our products also bring flexible card payment processing to both UK and African businesses. Our card payment subscription service is for organisations that have a recurring payment need from their customer bases.

Other bespoke card and financial services payment projects, whether in the UK or Africa, can benefit also from the flexibility of our platforms utilising our extensive payment services experience and know how.


  • Funding Stage Post-seed
  • Trading for 1-5 years
  • Employees 1-5
  • Sector Payments
  • Valuation £1m - £2m

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