KAL is a world-leading provider of multivendor ATM platform, application and management software, specializing in solutions for bank ATMs, self-service kiosks, and bank branch networks. Its renowned Kalignite Software Suite empowers banks to gain total control of their ATM networks by delivering:

  • World-class ATM functionality
  • Reduced operating costs
  • The highest levels of security
  • Maximum ATM availability and visibility

KAL’s Kalignite software is the preferred ATM software and ATM management solution for many of the world’s leading banks.

These are KAL’s core products:

Kalignite Platform

At the core of all Kalignite solutions is the Kalignite Platform. It provides a rich application development and runtime environment for ATMs, kiosks and branch delivery channels, supporting hundreds of ATM models from 40 manufacturers, plus more than 250 off-the-shelf hardware devices.

It supports an extensive range of hardware capabilities, including cash and coin recycling, bundled check deposit and bulk cash acceptance, video conferencing and all other types of ATM self-service technologies.


Kalignite Advanced ATM Application, or K3A, includes all of the ATM functionality required by the most advanced banks and ATM deployers, including a full set of ATM transactions, cash and check deposits with imaging, cash recycling, transaction preferences, and targeted and general marketing.

The K3A Design Studio enables banks to carry out their own ATM application customization if they choose to do so. It significantly reduces development, maintenance, testing and support costs.


Kalignite Terminal Controller, or KTC, enables the remote management of ATM, financial self-service and kiosk systems of all types, providing a secure, direct connection between the terminals and KTC. Information flows between KAL ATM software and KTC in real time providing a complete, detailed and accurate view of exactly what is happening at all times. KTC features include monitoring, software distribution, remote diagnostics, asset management, marketing campaign management and trouble ticketing.


Kalignite Terminal Handler, or KTH, is KAL’s terminal handler for driving bank ATMs. It is designed to be installed on servers within the bank’s datacenter and is able to drive ATMs via a secure network connection. KTH is used as a front-end to a bank’s host system on the ATM channel and is able to authenticate ATM users and authorize cash withdrawals and other financial transactions in real-time.

Kalignite Hypervisor

KAL, working alongside Red Hat, has created a solution that gives banks freedom from expensive and time-consuming software upgrades previously forced on them due to operating system updates.

Kalignite Hypervisor separates the hardware motherboard from the operating system so that software drivers that are unsupported under new operating systems, for example Windows 10, can be supported by the hypervisor software instead.

KAL is a world-leading ATM software provider, specializing in solutions for bank ATMs, self-service kiosks and bank branch networks.

KAL was established in 1989 by Dr Aravinda Korala, a recognized and respected leader in the industry, who is KAL’s CEO. We are an independent company with extensive relationships across hardware vendors, solutions providers and end customers.

Our headquarters are in Munich, Germany, and we have offices around the world. Our multinational workforce helps us understand local customer needs whilst relating to global challenges.

KAL’s senior team


Aravinda Korala, Chief Executive Officer


Executive Directors

Steve Hensley, EVP for Global Sales

Michel Denis, Chief Technical Officer

David Baker, KAL Software Inc. President

Advisory Board

Aislinn McKibbin, Chairman

Graeme Sands, Member

Ulrich O. Feik, Member

Authorised Representatives

Helen Jones, Senior Financial Controller

Cameron Logan, Global Head of Commercial


Senior Management

Audrey Priami, Head of Sales, Europe


Jim O’Hagan, Senior Business Development Manager



  • Funding Stage Self-funded
  • Trading for 25+ years
  • Employees 100-200
  • Sector Personal Finance
  • Valuation N/A

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